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Financial Advice

Xpro Life after football
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Xpro Life after football
14 Sep 2016
Financial Education
When playing the game the "Buzz" and excitement is un-rivalled. However the average career in football lasts around 8 years.

Most players think that it is never going to end and believe that staying in the game is easy.

You are a footballer for a very short period of time .......... But you are an XPRO for LIFE !!!

Most players when leaving the game will have to make a financial adjustment to their life style . Ask yourself these questions ?

* What knowledge do I have in this field ?

* Who can I trust ?

* How do I go about this ?

XPRO runs a number of courses at no cost to the individual to help you understand how to do this and gives you the answer to those very important questions.

Courses are held regularly and are run on an impatial basis . So no hard sell !!

For more information contact XPRO on 08444 120401 or e-mail for further information at info@xpro.org
16 Sep 2016
Pensions
Players who played before 1986 were largely left to their own devices when it came to pensions. Most didn't do anything about it and thought like a lot of modern day players that "the dream woyuld never end".

In 1986 the "Players Cash scheme" was introduced where football provided a pension that the player was able to claim when they reached the age of 35. A fantastic idea as it provided a lump sum amount of cash that the player could use to :-

* Buy into a business

* Use to re-train for a new career

* Start their own business

In 2006 however pension legislation changed. Players reaching the age of 35 could no longer take the ONE OFF CASH PAYMENT. Instead professional footballers had to fall in line with other professions 25% Cash can be taken at the age of 55 years with the remainder used to buy an annuity.

Many players who qualified for the players "Cash Scheme" do not know that they have a pension so we implore you that if you are in any doubt and you held a playing contract from 1986 to 2006 please contact XPRO for further advice.

When you leave the game you need to undergo a review of your pension arrangements and to evaluate if your pension will provide enough money for when you inevitably will reach retirement age.

XPRO operates a panel of trusted Financial Advisers who will firstly conduct a Free of Charge review and give you impatial advice as to what to do next.

If you are one of the estimated 8,000 former players who have not claimed or do not know whether they have a sum of money in the "Players Cash Scheme" please contact XPRO on:

08444 120401 or alternatively email info@xpro.org
Aperture IVA
Aperture IVA

Have over 20 years’ experience in the industry, with a strong and solid focus on helping our clients recover from debt. We have teamed up with XPRO Life After Sport because we know we can help members achieve their dream of a future free from debt.

As a team, we can create an IVA plan designed to help you find that light at the end of the tunnel, and become debt-free. Have a look at just how easy it is to take that first step to a brighter future.
At Aperture, we deal with people from all walks of life who find themselves struggling with debt and can’t see the light at the end of the tunnel. Our goal is to get you on the path to recovery and our team of people are experts in their field, here to help find the best solution for you.

It is a sad fact that increasing numbers of professional Sports People post retirement are experiencing financial issues.
Aperture IVA offer a range of Financial Solutions through their team of Specialist Advisers including: 
  • Debt management
  • Individual Voluntary Arrangement (IVA)
  • Bankruptcy for both personal and commercial situations
Investec
Investec
Managing your Foreign Exchange needs

As an XPRO member, you have access to Investec’s expert Foreign Exchange service. If you have international payment needs, we do everything possible to make your life simpler. That’s why we’ve made using our Foreign Exchange service so easy. 
  • Competitive rates on all one-off, regular and future Foreign Exchange transfers
  • Direct access over the phone to our specialist team of Foreign Exchange dealers
  • Same-day settlement for USD, EUR and GBP payments
We’re proactive too. Working tirelessly on your behalf to pursue the most competitive exchange rates.  

Add in a hassle free registration process and you will soon appreciate that this is Foreign Exchange the way it should be done.  

“The service has been exemplary, with easy communications and speedy transactions. But most importantly the exchange rate and Service I received is the best that I’ve seen in the market.” – VIP client
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borro
An Alternative Short Term Financial Solution
Borro believes that people who own valuable assets should be able to borrow against them or sell them with speed, 100% privacy and impeccable service. For too many people, much needed liquidity – required to seize opportunities or address unplanned events – is trapped in these valued but illiquid assets. Banks typically don't provide these services – but we do.

Borro allows clients to unlock the value from personal assets such as luxury watches, jewellery, prestige cars, fine wine, art, antiques, memorabilia and more. We have an in-house team of valuation experts with vast industry knowledge and clients are assigned their own dedicated account manager to find the best solution to their cash flow needs. Discretion is integral to our business, thus transactions are completely private. We work with clients from a variety of industries, including celebrity athletes, so we also fully appreciate the need for quality customer service and speed of action. Let us help you realise the maximum value for your assets in the quickest possible time, so you can capture the new opportunities as they emerge.
Mount Sterling Wealth
Wealth Management
Mount Sterling have been chosen as one of the Charities Financial Advisers. The company is a well established and respected organisation that offers one to one confidential advice to the former professional.

Mount Sterling will assist with any financial matter that the individual has to deal with.

Governed by the Financial Conduct Authority Mount Sterling can advise in the following areas:

Pensions
Wealth Management
Investments
Tax Advice
Offshore Investments
Mortgages


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